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At today's rate and a 90% mortgage, the deposit on this unit is about HK$439K, with repayments around HK$19,131/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$38,262/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,790 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A
- Saleable Area
- 344 Saleable ft²
- Gross Area
- 461 ft²
- Efficiency
- 75%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-04 | HK$4.00M | +7.5% 0.9y |
| 2025-06-30 | HK$3.72M | +11.7% 12.8y · 1.0%/yr |
| 2012-08-13 | HK$3.33M | +48.0% |
| 2010-08-25 | HK$2.25M | +14.8% |
| 2010-02-04 | HK$1.96M | −10.1% |
| 1996-11-23 | HK$2.18M | — |