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Crescira AVM · estimated value Medium confidence
HK$2.95M
≈ HK$7,795 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$295K, with repayments around HK$12,852/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$12,093
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,470
−HK$382/mo
Today · 4.125%
HK$12,852
baseline
▲ 0.50% · 4.625%
HK$13,634
+HK$782/mo

Deposit HK$295K · loan HK$2.65M · min. income ≈ HK$25,704/mo (50% DSR)

Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Shau Kei Wan Station
≈ 3 min walk · 240 m
Education
26
schools within 1 km (11 within 500 m)
Daily convenience
30
within 1 km (19 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Shau Kei Wan Station Station.

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
B
Saleable Area
378 Saleable ft²
Gross Area
509 ft²
Efficiency
74%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2026-06-12 HK$3.11M +11.1%
0.4y
2026-01-26 HK$2.80M −22.2%
7.4y · −3.0%/yr
2018-08-31 HK$3.60M +462.5%
17.6y · 27.0%/yr
2001-02-10 HK$640K
Data sourced from Renavon.com