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At today's rate and a 90% mortgage, the deposit on this unit is about HK$398K, with repayments around HK$17,366/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$398K · loan HK$3.58M · min. income ≈ HK$34,732/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- A (NO. 144)
- Saleable Area
- 321 Saleable ft²
- Gross Area
- 460 ft²
- Efficiency
- 70%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-19 | HK$6.08M | +33.0% 4.4y · 7.0%/yr |
| 2017-03-24 | HK$4.57M | +136.8% 7.4y · 18.0%/yr |
| 2009-10-30 | HK$1.93M | +54.4% |
| 2006-02-09 | HK$1.25M | −6.7% |
| 2000-01-12 | HK$1.34M | — |