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At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,686/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$337K · loan HK$3.03M · min. income ≈ HK$29,372/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- A
- Saleable Area
- 299 Saleable ft²
- Gross Area
- 386 ft²
- Efficiency
- 77%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-17 | HK$3.85M | −23.8% 7.2y |
| 2019-06-06 | HK$5.05M | +18.5% 4.2y · 5.0%/yr |
| 2015-03-09 | HK$4.26M | +70.4% |
| 2012-09-21 | HK$2.50M | +29.5% |
| 1997-09-02 | HK$1.93M | — |