▼ 0.50% · 3.625%
HK$3,976
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,099
−HK$126/mo
Today · 4.125%
HK$4,225
baseline
▲ 0.50% · 4.625%
HK$4,482
+HK$257/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$8,450/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,423
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,541
−HK$121/mo
Today · 4.125%
HK$4,662
baseline
▲ 0.50% · 4.625%
HK$4,907
+HK$245/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$9,324/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,373
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,509
−HK$138/mo
Today · 4.125%
HK$4,647
baseline
▲ 0.50% · 4.625%
HK$4,930
+HK$283/mo
Deposit HK$785K · loan HK$959K · min. income ≈ HK$9,294/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,865
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,996
−HK$132/mo
Today · 4.125%
HK$5,128
baseline
▲ 0.50% · 4.625%
HK$5,398
+HK$270/mo
Deposit HK$785K · loan HK$959K · min. income ≈ HK$10,256/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,771
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,919
−HK$151/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$308/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,450
−HK$144/mo
Today · 4.125%
HK$5,594
baseline
▲ 0.50% · 4.625%
HK$5,889
+HK$295/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$11,188/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,168
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,329
−HK$163/mo
Today · 4.125%
HK$5,492
baseline
▲ 0.50% · 4.625%
HK$5,827
+HK$335/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$10,984/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,750
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,904
−HK$156/mo
Today · 4.125%
HK$6,060
baseline
▲ 0.50% · 4.625%
HK$6,380
+HK$320/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$12,120/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,566
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,739
−HK$176/mo
Today · 4.125%
HK$5,915
baseline
▲ 0.50% · 4.625%
HK$6,275
+HK$360/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$11,830/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,192
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,358
−HK$168/mo
Today · 4.125%
HK$6,526
baseline
▲ 0.50% · 4.625%
HK$6,870
+HK$344/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$13,052/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,963
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,149
−HK$188/mo
Today · 4.125%
HK$6,337
baseline
▲ 0.50% · 4.625%
HK$6,723
+HK$386/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$12,674/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,634
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,812
−HK$181/mo
Today · 4.125%
HK$6,993
baseline
▲ 0.50% · 4.625%
HK$7,361
+HK$368/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$13,986/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,361
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,559
−HK$201/mo
Today · 4.125%
HK$6,760
baseline
▲ 0.50% · 4.625%
HK$7,171
+HK$411/mo
Deposit HK$349K · loan HK$1.39M · min. income ≈ HK$13,520/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,076
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,266
−HK$193/mo
Today · 4.125%
HK$7,459
baseline
▲ 0.50% · 4.625%
HK$7,852
+HK$393/mo
Deposit HK$349K · loan HK$1.39M · min. income ≈ HK$14,918/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,759
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,969
−HK$213/mo
Today · 4.125%
HK$7,182
baseline
▲ 0.50% · 4.625%
HK$7,619
+HK$437/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$14,364/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,519
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,720
−HK$205/mo
Today · 4.125%
HK$7,925
baseline
▲ 0.50% · 4.625%
HK$8,343
+HK$418/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$15,850/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,156
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,379
−HK$226/mo
Today · 4.125%
HK$7,605
baseline
▲ 0.50% · 4.625%
HK$8,068
+HK$463/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,210/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,961
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,175
−HK$216/mo
Today · 4.125%
HK$8,391
baseline
▲ 0.50% · 4.625%
HK$8,833
+HK$442/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,782/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).