▼ 0.50% · 3.625%
HK$3,715
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$117/mo
Today · 4.125%
HK$3,948
baseline
▲ 0.50% · 4.625%
HK$4,188
+HK$240/mo
Deposit HK$815K · loan HK$815K · min. income ≈ HK$7,896/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,133
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,244
−HK$112/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,586
+HK$230/mo
Deposit HK$815K · loan HK$815K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,087
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,214
−HK$129/mo
Today · 4.125%
HK$4,343
baseline
▲ 0.50% · 4.625%
HK$4,607
+HK$264/mo
Deposit HK$733K · loan HK$896K · min. income ≈ HK$8,686/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$124/mo
Today · 4.125%
HK$4,792
baseline
▲ 0.50% · 4.625%
HK$5,045
+HK$253/mo
Deposit HK$733K · loan HK$896K · min. income ≈ HK$9,584/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,458
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,597
−HK$141/mo
Today · 4.125%
HK$4,738
baseline
▲ 0.50% · 4.625%
HK$5,026
+HK$288/mo
Deposit HK$652K · loan HK$978K · min. income ≈ HK$9,476/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,960
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$135/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,503
+HK$275/mo
Deposit HK$652K · loan HK$978K · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$152/mo
Today · 4.125%
HK$5,132
baseline
▲ 0.50% · 4.625%
HK$5,445
+HK$313/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$10,264/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,373
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,517
−HK$146/mo
Today · 4.125%
HK$5,663
baseline
▲ 0.50% · 4.625%
HK$5,962
+HK$299/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$11,326/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,201
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$164/mo
Today · 4.125%
HK$5,527
baseline
▲ 0.50% · 4.625%
HK$5,864
+HK$337/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$11,054/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,786
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,941
−HK$158/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,420
+HK$321/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,573
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,746
−HK$176/mo
Today · 4.125%
HK$5,922
baseline
▲ 0.50% · 4.625%
HK$6,282
+HK$360/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$11,844/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,200
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,366
−HK$168/mo
Today · 4.125%
HK$6,534
baseline
▲ 0.50% · 4.625%
HK$6,879
+HK$345/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$13,068/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,944
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,129
−HK$188/mo
Today · 4.125%
HK$6,317
baseline
▲ 0.50% · 4.625%
HK$6,701
+HK$384/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$12,634/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,613
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,790
−HK$180/mo
Today · 4.125%
HK$6,970
baseline
▲ 0.50% · 4.625%
HK$7,337
+HK$367/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$13,940/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,316
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,512
−HK$200/mo
Today · 4.125%
HK$6,712
baseline
▲ 0.50% · 4.625%
HK$7,120
+HK$408/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,424/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,026
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,215
−HK$191/mo
Today · 4.125%
HK$7,406
baseline
▲ 0.50% · 4.625%
HK$7,796
+HK$390/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,812/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,687
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,895
−HK$212/mo
Today · 4.125%
HK$7,107
baseline
▲ 0.50% · 4.625%
HK$7,539
+HK$432/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,214/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,439
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,639
−HK$202/mo
Today · 4.125%
HK$7,841
baseline
▲ 0.50% · 4.625%
HK$8,255
+HK$414/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,682/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).