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Crescira AVM · estimated value Medium confidence
HK$2.63M
≈ HK$8,599 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$263K, with repayments around HK$11,477/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,800
−HK$677/mo
▼ 0.25% · 3.875%
HK$11,135
−HK$342/mo
Today · 4.125%
HK$11,477
baseline
▲ 0.50% · 4.625%
HK$12,175
+HK$698/mo

Deposit HK$263K · loan HK$2.37M · min. income ≈ HK$22,954/mo (50% DSR)

Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
13/F
Flat
G
Saleable Area
306 ft²
Gross Area
380 ft²
Efficiency
81%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2022-12-15 HK$3.40M −15.0%
3.3y
2019-09-11 HK$4.00M +16.2%
4.6y
2015-01-28 HK$3.44M +40.4%
2012-08-14 HK$2.45M +38.4%
2011-05-24 HK$1.77M +41.6%
1998-03-17 HK$1.25M +30.2%
1997-02-01 HK$960K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shau Kei Wan
≈ 4 min walk · 290 m
Education
27
schools within 1 km (10 within 500 m)
Daily convenience
29
within 1 km (19 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Shau Kei Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com