▼ 0.50% · 3.625%
HK$15,050
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,518
−HK$475/mo
Today · 4.125%
HK$15,993
baseline
▲ 0.50% · 4.625%
HK$16,967
+HK$974/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$31,986/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,743
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,192
−HK$455/mo
Today · 4.125%
HK$17,647
baseline
▲ 0.50% · 4.625%
HK$18,577
+HK$930/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,294/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,555
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,070
−HK$523/mo
Today · 4.125%
HK$17,593
baseline
▲ 0.50% · 4.625%
HK$18,663
+HK$1,070/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$35,186/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,417
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,911
−HK$501/mo
Today · 4.125%
HK$19,412
baseline
▲ 0.50% · 4.625%
HK$20,435
+HK$1,023/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$38,824/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,060
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,621
−HK$571/mo
Today · 4.125%
HK$19,192
baseline
▲ 0.50% · 4.625%
HK$20,360
+HK$1,168/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,384/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,091
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,630
−HK$547/mo
Today · 4.125%
HK$21,177
baseline
▲ 0.50% · 4.625%
HK$22,293
+HK$1,116/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,354/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,565
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,173
−HK$619/mo
Today · 4.125%
HK$20,792
baseline
▲ 0.50% · 4.625%
HK$22,057
+HK$1,265/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$41,584/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,765
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,349
−HK$592/mo
Today · 4.125%
HK$22,941
baseline
▲ 0.50% · 4.625%
HK$24,151
+HK$1,210/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$45,882/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,070
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,725
−HK$666/mo
Today · 4.125%
HK$22,391
baseline
▲ 0.50% · 4.625%
HK$23,753
+HK$1,362/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,782/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,440
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,068
−HK$638/mo
Today · 4.125%
HK$24,706
baseline
▲ 0.50% · 4.625%
HK$26,008
+HK$1,302/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,412/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,575
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,277
−HK$713/mo
Today · 4.125%
HK$23,990
baseline
▲ 0.50% · 4.625%
HK$25,450
+HK$1,460/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$47,980/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,114
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,788
−HK$683/mo
Today · 4.125%
HK$26,471
baseline
▲ 0.50% · 4.625%
HK$27,866
+HK$1,395/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$52,942/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,080
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,829
−HK$761/mo
Today · 4.125%
HK$25,590
baseline
▲ 0.50% · 4.625%
HK$27,147
+HK$1,557/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$51,180/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,788
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,507
−HK$729/mo
Today · 4.125%
HK$28,236
baseline
▲ 0.50% · 4.625%
HK$29,724
+HK$1,488/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$56,472/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,585
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,380
−HK$809/mo
Today · 4.125%
HK$27,189
baseline
▲ 0.50% · 4.625%
HK$28,843
+HK$1,654/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$54,378/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,463
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,226
−HK$774/mo
Today · 4.125%
HK$30,000
baseline
▲ 0.50% · 4.625%
HK$31,582
+HK$1,582/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$60,000/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,090
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,932
−HK$856/mo
Today · 4.125%
HK$28,788
baseline
▲ 0.50% · 4.625%
HK$30,540
+HK$1,752/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,576/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,137
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,945
−HK$820/mo
Today · 4.125%
HK$31,765
baseline
▲ 0.50% · 4.625%
HK$33,439
+HK$1,674/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$63,530/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$195,003 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).