▼ 0.50% · 3.625%
HK$20,019
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,641
−HK$633/mo
Today · 4.125%
HK$21,274
baseline
▲ 0.50% · 4.625%
HK$22,568
+HK$1,294/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,548/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,271
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,868
−HK$606/mo
Today · 4.125%
HK$23,474
baseline
▲ 0.50% · 4.625%
HK$24,711
+HK$1,237/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,948/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,021
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,705
−HK$696/mo
Today · 4.125%
HK$23,401
baseline
▲ 0.50% · 4.625%
HK$24,825
+HK$1,424/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,802/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,498
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,155
−HK$666/mo
Today · 4.125%
HK$25,821
baseline
▲ 0.50% · 4.625%
HK$27,182
+HK$1,361/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,642/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,022
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,770
−HK$759/mo
Today · 4.125%
HK$25,529
baseline
▲ 0.50% · 4.625%
HK$27,082
+HK$1,553/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,058/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,725
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,441
−HK$728/mo
Today · 4.125%
HK$28,169
baseline
▲ 0.50% · 4.625%
HK$29,653
+HK$1,484/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,338/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,024
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,834
−HK$822/mo
Today · 4.125%
HK$27,656
baseline
▲ 0.50% · 4.625%
HK$29,339
+HK$1,683/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$55,312/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,952
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,728
−HK$788/mo
Today · 4.125%
HK$30,516
baseline
▲ 0.50% · 4.625%
HK$32,124
+HK$1,608/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$61,032/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,026
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,898
−HK$886/mo
Today · 4.125%
HK$29,784
baseline
▲ 0.50% · 4.625%
HK$31,596
+HK$1,812/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$59,568/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,179
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,015
−HK$848/mo
Today · 4.125%
HK$32,863
baseline
▲ 0.50% · 4.625%
HK$34,596
+HK$1,733/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$65,726/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,028
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,962
−HK$949/mo
Today · 4.125%
HK$31,911
baseline
▲ 0.50% · 4.625%
HK$33,853
+HK$1,942/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,822/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,406
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,302
−HK$909/mo
Today · 4.125%
HK$35,211
baseline
▲ 0.50% · 4.625%
HK$37,067
+HK$1,856/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,422/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,030
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,026
−HK$1,012/mo
Today · 4.125%
HK$34,038
baseline
▲ 0.50% · 4.625%
HK$36,110
+HK$2,072/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$68,076/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,633
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,589
−HK$969/mo
Today · 4.125%
HK$37,558
baseline
▲ 0.50% · 4.625%
HK$39,538
+HK$1,980/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$75,116/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,032
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,090
−HK$1,076/mo
Today · 4.125%
HK$36,166
baseline
▲ 0.50% · 4.625%
HK$38,366
+HK$2,200/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,332/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,860
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,875
−HK$1,030/mo
Today · 4.125%
HK$39,905
baseline
▲ 0.50% · 4.625%
HK$42,009
+HK$2,104/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,810/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,034
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,154
−HK$1,139/mo
Today · 4.125%
HK$38,293
baseline
▲ 0.50% · 4.625%
HK$40,623
+HK$2,330/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,586/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,087
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,162
−HK$1,091/mo
Today · 4.125%
HK$42,253
baseline
▲ 0.50% · 4.625%
HK$44,480
+HK$2,227/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$84,506/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,374 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).