▼ 0.50% · 3.625%
HK$20,860
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,508
−HK$660/mo
Today · 4.125%
HK$22,168
baseline
▲ 0.50% · 4.625%
HK$23,517
+HK$1,349/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,336/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,206
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,829
−HK$631/mo
Today · 4.125%
HK$24,460
baseline
▲ 0.50% · 4.625%
HK$25,749
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,920/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,946
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,659
−HK$725/mo
Today · 4.125%
HK$24,384
baseline
▲ 0.50% · 4.625%
HK$25,868
+HK$1,484/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,768/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,527
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,211
−HK$695/mo
Today · 4.125%
HK$26,906
baseline
▲ 0.50% · 4.625%
HK$28,324
+HK$1,418/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,812/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,032
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,810
−HK$791/mo
Today · 4.125%
HK$26,601
baseline
▲ 0.50% · 4.625%
HK$28,220
+HK$1,619/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,202/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,847
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,594
−HK$758/mo
Today · 4.125%
HK$29,352
baseline
▲ 0.50% · 4.625%
HK$30,899
+HK$1,547/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,704/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,118
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,961
−HK$857/mo
Today · 4.125%
HK$28,818
baseline
▲ 0.50% · 4.625%
HK$30,572
+HK$1,754/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,636/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,168
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,977
−HK$821/mo
Today · 4.125%
HK$31,798
baseline
▲ 0.50% · 4.625%
HK$33,474
+HK$1,676/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,596/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,203
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,112
−HK$923/mo
Today · 4.125%
HK$31,035
baseline
▲ 0.50% · 4.625%
HK$32,923
+HK$1,888/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,070/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,489
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,360
−HK$884/mo
Today · 4.125%
HK$34,244
baseline
▲ 0.50% · 4.625%
HK$36,049
+HK$1,805/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,488/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,289
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,263
−HK$989/mo
Today · 4.125%
HK$33,252
baseline
▲ 0.50% · 4.625%
HK$35,275
+HK$2,023/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,504/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,809
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,743
−HK$947/mo
Today · 4.125%
HK$36,690
baseline
▲ 0.50% · 4.625%
HK$38,624
+HK$1,934/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,380/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,375
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,414
−HK$1,054/mo
Today · 4.125%
HK$35,468
baseline
▲ 0.50% · 4.625%
HK$37,627
+HK$2,159/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,936/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,130
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,126
−HK$1,010/mo
Today · 4.125%
HK$39,136
baseline
▲ 0.50% · 4.625%
HK$41,199
+HK$2,063/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,272/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,461
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,564
−HK$1,121/mo
Today · 4.125%
HK$37,685
baseline
▲ 0.50% · 4.625%
HK$39,978
+HK$2,293/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,370/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,450
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,508
−HK$1,074/mo
Today · 4.125%
HK$41,582
baseline
▲ 0.50% · 4.625%
HK$43,774
+HK$2,192/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,164/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,547
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,715
−HK$1,187/mo
Today · 4.125%
HK$39,902
baseline
▲ 0.50% · 4.625%
HK$42,330
+HK$2,428/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$79,804/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,771
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,891
−HK$1,137/mo
Today · 4.125%
HK$44,028
baseline
▲ 0.50% · 4.625%
HK$46,349
+HK$2,321/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$88,056/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,794 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).