▼ 0.50% · 3.625%
HK$5,011
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$158/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,649
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,575
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$152/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,186
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,512
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,684
−HK$174/mo
Today · 4.125%
HK$5,858
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$356/mo
Deposit HK$989K · loan HK$1.21M · min. income ≈ HK$11,716/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,132
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,297
−HK$166/mo
Today · 4.125%
HK$6,463
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$341/mo
Deposit HK$989K · loan HK$1.21M · min. income ≈ HK$12,926/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,200
−HK$190/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$389/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,690
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$182/mo
Today · 4.125%
HK$7,051
baseline
▲ 0.50% · 4.625%
HK$7,423
+HK$372/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$14,102/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,514
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,717
−HK$206/mo
Today · 4.125%
HK$6,923
baseline
▲ 0.50% · 4.625%
HK$7,344
+HK$421/mo
Deposit HK$769K · loan HK$1.43M · min. income ≈ HK$13,846/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,247
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,441
−HK$198/mo
Today · 4.125%
HK$7,639
baseline
▲ 0.50% · 4.625%
HK$8,041
+HK$402/mo
Deposit HK$769K · loan HK$1.43M · min. income ≈ HK$15,278/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,015
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,234
−HK$221/mo
Today · 4.125%
HK$7,455
baseline
▲ 0.50% · 4.625%
HK$7,909
+HK$454/mo
Deposit HK$659K · loan HK$1.54M · min. income ≈ HK$14,910/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,805
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,014
−HK$212/mo
Today · 4.125%
HK$8,226
baseline
▲ 0.50% · 4.625%
HK$8,660
+HK$434/mo
Deposit HK$659K · loan HK$1.54M · min. income ≈ HK$16,452/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,516
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,750
−HK$238/mo
Today · 4.125%
HK$7,988
baseline
▲ 0.50% · 4.625%
HK$8,474
+HK$486/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$15,976/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,362
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,586
−HK$228/mo
Today · 4.125%
HK$8,814
baseline
▲ 0.50% · 4.625%
HK$9,278
+HK$464/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$17,628/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,018
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,267
−HK$253/mo
Today · 4.125%
HK$8,520
baseline
▲ 0.50% · 4.625%
HK$9,039
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,040/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,919
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,159
−HK$242/mo
Today · 4.125%
HK$9,401
baseline
▲ 0.50% · 4.625%
HK$9,897
+HK$496/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,802/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,519
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,784
−HK$269/mo
Today · 4.125%
HK$9,053
baseline
▲ 0.50% · 4.625%
HK$9,604
+HK$551/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,106/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,477
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,731
−HK$258/mo
Today · 4.125%
HK$9,989
baseline
▲ 0.50% · 4.625%
HK$10,515
+HK$526/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$19,978/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,020
−HK$565/mo
▼ 0.25% · 3.875%
HK$9,300
−HK$285/mo
Today · 4.125%
HK$9,585
baseline
▲ 0.50% · 4.625%
HK$10,169
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,170/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,034
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,304
−HK$273/mo
Today · 4.125%
HK$10,577
baseline
▲ 0.50% · 4.625%
HK$11,134
+HK$557/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,154/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).