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Crescira AVM · estimated value ● Medium confidence
HK$4.89M
≈ HK$17,829 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$489K, with repayments around HK$21,309/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$20,051
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,675
−HK$634/mo
Today · 4.125%
HK$21,309
baseline
▲ 0.50% · 4.625%
HK$22,605
+HK$1,296/mo

Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$42,618/mo (50% DSR)

Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,024 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
9/F
Flat
B
Saleable Area
274 ft²
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2026-02-12 HK$5.07M +6.2%
11.5y
2014-08-27 HK$4.77M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shau Kei Wan
≈ 4 min walk · 249 m
Education
30
schools within 1 km (12 within 500 m)
Daily convenience
29
within 1 km (14 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
36
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Shau Kei Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Other appraised units in this building