▼ 0.50% · 3.625%
HK$5,021
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$159/mo
Today · 4.125%
HK$5,336
baseline
▲ 0.50% · 4.625%
HK$5,661
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,672/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,586
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,736
−HK$152/mo
Today · 4.125%
HK$5,888
baseline
▲ 0.50% · 4.625%
HK$6,198
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,776/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,523
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,695
−HK$175/mo
Today · 4.125%
HK$5,870
baseline
▲ 0.50% · 4.625%
HK$6,227
+HK$357/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$11,740/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,145
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,309
−HK$168/mo
Today · 4.125%
HK$6,477
baseline
▲ 0.50% · 4.625%
HK$6,818
+HK$341/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$12,954/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,025
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,213
−HK$190/mo
Today · 4.125%
HK$6,403
baseline
▲ 0.50% · 4.625%
HK$6,793
+HK$390/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$12,806/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,703
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,883
−HK$182/mo
Today · 4.125%
HK$7,065
baseline
▲ 0.50% · 4.625%
HK$7,438
+HK$373/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$14,130/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,528
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,731
−HK$206/mo
Today · 4.125%
HK$6,937
baseline
▲ 0.50% · 4.625%
HK$7,359
+HK$422/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$13,874/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,262
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,457
−HK$197/mo
Today · 4.125%
HK$7,654
baseline
▲ 0.50% · 4.625%
HK$8,058
+HK$404/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$15,308/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,030
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,248
−HK$222/mo
Today · 4.125%
HK$7,470
baseline
▲ 0.50% · 4.625%
HK$7,925
+HK$455/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$14,940/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,820
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,030
−HK$213/mo
Today · 4.125%
HK$8,243
baseline
▲ 0.50% · 4.625%
HK$8,677
+HK$434/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$16,486/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,532
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,766
−HK$238/mo
Today · 4.125%
HK$8,004
baseline
▲ 0.50% · 4.625%
HK$8,491
+HK$487/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$16,008/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,379
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,604
−HK$228/mo
Today · 4.125%
HK$8,832
baseline
▲ 0.50% · 4.625%
HK$9,297
+HK$465/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$17,664/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,034
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,284
−HK$254/mo
Today · 4.125%
HK$8,538
baseline
▲ 0.50% · 4.625%
HK$9,057
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,076/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,938
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,177
−HK$243/mo
Today · 4.125%
HK$9,420
baseline
▲ 0.50% · 4.625%
HK$9,917
+HK$497/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,840/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,536
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,802
−HK$269/mo
Today · 4.125%
HK$9,071
baseline
▲ 0.50% · 4.625%
HK$9,623
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,142/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,496
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,751
−HK$258/mo
Today · 4.125%
HK$10,009
baseline
▲ 0.50% · 4.625%
HK$10,537
+HK$528/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,018/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,038
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,319
−HK$286/mo
Today · 4.125%
HK$9,605
baseline
▲ 0.50% · 4.625%
HK$10,189
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,210/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,055
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,324
−HK$274/mo
Today · 4.125%
HK$10,598
baseline
▲ 0.50% · 4.625%
HK$11,157
+HK$559/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,196/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).