▼ 0.50% · 3.625%
HK$4,468
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$141/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$5,037
+HK$289/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,971
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,104
−HK$135/mo
Today · 4.125%
HK$5,239
baseline
▲ 0.50% · 4.625%
HK$5,516
+HK$277/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$10,478/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,915
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$155/mo
Today · 4.125%
HK$5,223
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$318/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$10,446/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,614
−HK$149/mo
Today · 4.125%
HK$5,763
baseline
▲ 0.50% · 4.625%
HK$6,067
+HK$304/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$11,526/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,362
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$169/mo
Today · 4.125%
HK$5,698
baseline
▲ 0.50% · 4.625%
HK$6,045
+HK$347/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$11,396/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,965
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,125
−HK$162/mo
Today · 4.125%
HK$6,287
baseline
▲ 0.50% · 4.625%
HK$6,619
+HK$332/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$12,574/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,809
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,989
−HK$184/mo
Today · 4.125%
HK$6,173
baseline
▲ 0.50% · 4.625%
HK$6,548
+HK$375/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$12,346/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,462
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,635
−HK$176/mo
Today · 4.125%
HK$6,811
baseline
▲ 0.50% · 4.625%
HK$7,170
+HK$359/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$13,622/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,255
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,450
−HK$198/mo
Today · 4.125%
HK$6,648
baseline
▲ 0.50% · 4.625%
HK$7,052
+HK$404/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,296/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,959
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,146
−HK$189/mo
Today · 4.125%
HK$7,335
baseline
▲ 0.50% · 4.625%
HK$7,722
+HK$387/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,670/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,702
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,911
−HK$212/mo
Today · 4.125%
HK$7,123
baseline
▲ 0.50% · 4.625%
HK$7,556
+HK$433/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,246/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,456
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,656
−HK$203/mo
Today · 4.125%
HK$7,859
baseline
▲ 0.50% · 4.625%
HK$8,273
+HK$414/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,718/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,149
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,371
−HK$226/mo
Today · 4.125%
HK$7,597
baseline
▲ 0.50% · 4.625%
HK$8,060
+HK$463/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,194/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,953
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,167
−HK$216/mo
Today · 4.125%
HK$8,383
baseline
▲ 0.50% · 4.625%
HK$8,825
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,766/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,596
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,832
−HK$240/mo
Today · 4.125%
HK$8,072
baseline
▲ 0.50% · 4.625%
HK$8,563
+HK$491/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,144/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,450
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,677
−HK$230/mo
Today · 4.125%
HK$8,907
baseline
▲ 0.50% · 4.625%
HK$9,376
+HK$469/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,814/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,043
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,293
−HK$254/mo
Today · 4.125%
HK$8,547
baseline
▲ 0.50% · 4.625%
HK$9,067
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,094/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,947
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,187
−HK$244/mo
Today · 4.125%
HK$9,431
baseline
▲ 0.50% · 4.625%
HK$9,928
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,862/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).