▼ 0.50% · 3.625%
HK$19,890
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,509
−HK$629/mo
Today · 4.125%
HK$21,138
baseline
▲ 0.50% · 4.625%
HK$22,424
+HK$1,286/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,276/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,128
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,721
−HK$602/mo
Today · 4.125%
HK$23,323
baseline
▲ 0.50% · 4.625%
HK$24,553
+HK$1,230/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,646/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,879
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,560
−HK$691/mo
Today · 4.125%
HK$23,251
baseline
▲ 0.50% · 4.625%
HK$24,666
+HK$1,415/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,502/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,341
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,993
−HK$663/mo
Today · 4.125%
HK$25,656
baseline
▲ 0.50% · 4.625%
HK$27,008
+HK$1,352/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,312/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,868
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,611
−HK$754/mo
Today · 4.125%
HK$25,365
baseline
▲ 0.50% · 4.625%
HK$26,909
+HK$1,544/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,730/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,553
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,265
−HK$723/mo
Today · 4.125%
HK$27,988
baseline
▲ 0.50% · 4.625%
HK$29,463
+HK$1,475/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,976/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,857
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,662
−HK$817/mo
Today · 4.125%
HK$27,479
baseline
▲ 0.50% · 4.625%
HK$29,151
+HK$1,672/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,958/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,766
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,538
−HK$782/mo
Today · 4.125%
HK$30,320
baseline
▲ 0.50% · 4.625%
HK$31,918
+HK$1,598/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,640/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,846
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,713
−HK$880/mo
Today · 4.125%
HK$29,593
baseline
▲ 0.50% · 4.625%
HK$31,393
+HK$1,800/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,186/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,979
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,810
−HK$843/mo
Today · 4.125%
HK$32,653
baseline
▲ 0.50% · 4.625%
HK$34,374
+HK$1,721/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,306/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,835
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,764
−HK$942/mo
Today · 4.125%
HK$31,706
baseline
▲ 0.50% · 4.625%
HK$33,636
+HK$1,930/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,412/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,192
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,082
−HK$903/mo
Today · 4.125%
HK$34,985
baseline
▲ 0.50% · 4.625%
HK$36,829
+HK$1,844/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,970/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,825
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,814
−HK$1,006/mo
Today · 4.125%
HK$33,820
baseline
▲ 0.50% · 4.625%
HK$35,878
+HK$2,058/mo
Deposit HK$1.74M · loan HK$6.98M · min. income ≈ HK$67,640/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,404
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,354
−HK$963/mo
Today · 4.125%
HK$37,317
baseline
▲ 0.50% · 4.625%
HK$39,284
+HK$1,967/mo
Deposit HK$1.74M · loan HK$6.98M · min. income ≈ HK$74,634/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,814
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,865
−HK$1,069/mo
Today · 4.125%
HK$35,934
baseline
▲ 0.50% · 4.625%
HK$38,120
+HK$2,186/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,868/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,617
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,626
−HK$1,024/mo
Today · 4.125%
HK$39,650
baseline
▲ 0.50% · 4.625%
HK$41,740
+HK$2,090/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,300/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,803
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,916
−HK$1,132/mo
Today · 4.125%
HK$38,048
baseline
▲ 0.50% · 4.625%
HK$40,363
+HK$2,315/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$76,096/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,830
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,898
−HK$1,084/mo
Today · 4.125%
HK$41,982
baseline
▲ 0.50% · 4.625%
HK$44,195
+HK$2,213/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$83,964/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,686 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).