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Crescira AVM · estimated value Medium confidence
HK$4.01M
≈ HK$15,833 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$401K, with repayments around HK$17,472/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$16,441
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,953
−HK$519/mo
Today · 4.125%
HK$17,472
baseline
▲ 0.50% · 4.625%
HK$18,535
+HK$1,063/mo

Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$34,944/mo (50% DSR)

Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$1,236 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Wan Ho Station
≈ 2 min walk · 85 m
Education
42
schools within 1 km (19 within 500 m)
Daily convenience
45
within 1 km (12 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Wan Ho Station Station.

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
16/F
Flat
B
Saleable Area
253 Saleable ft²
Gross Area
439 ft²
Efficiency
58%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2020-06-19 HK$5.00M +25.6%
3.7y · 7.0%/yr
2016-10-31 HK$3.98M +123.6%
7.1y · 17.0%/yr
2009-09-16 HK$1.78M +50.8%
2006-09-22 HK$1.18M −1.7%
2006-04-29 HK$1.20M −10.4%
2001-07-14 HK$1.34M
Data sourced from Renavon.com