▼ 0.50% · 3.625%
HK$16,883
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,409
−HK$533/mo
Today · 4.125%
HK$17,942
baseline
▲ 0.50% · 4.625%
HK$19,034
+HK$1,092/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,884/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,783
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,286
−HK$511/mo
Today · 4.125%
HK$19,797
baseline
▲ 0.50% · 4.625%
HK$20,841
+HK$1,044/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,594/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,572
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,149
−HK$587/mo
Today · 4.125%
HK$19,736
baseline
▲ 0.50% · 4.625%
HK$20,937
+HK$1,201/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$39,472/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,661
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,215
−HK$562/mo
Today · 4.125%
HK$21,777
baseline
▲ 0.50% · 4.625%
HK$22,925
+HK$1,148/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$43,554/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,260
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,890
−HK$641/mo
Today · 4.125%
HK$21,531
baseline
▲ 0.50% · 4.625%
HK$22,841
+HK$1,310/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$43,062/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,539
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,144
−HK$613/mo
Today · 4.125%
HK$23,757
baseline
▲ 0.50% · 4.625%
HK$25,009
+HK$1,252/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$47,514/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,948
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,631
−HK$694/mo
Today · 4.125%
HK$23,325
baseline
▲ 0.50% · 4.625%
HK$24,744
+HK$1,419/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$46,650/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,417
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,072
−HK$665/mo
Today · 4.125%
HK$25,737
baseline
▲ 0.50% · 4.625%
HK$27,093
+HK$1,356/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$51,474/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,637
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,372
−HK$747/mo
Today · 4.125%
HK$25,119
baseline
▲ 0.50% · 4.625%
HK$26,648
+HK$1,529/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$50,238/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,296
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$27,001
−HK$715/mo
Today · 4.125%
HK$27,716
baseline
▲ 0.50% · 4.625%
HK$29,177
+HK$1,461/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$55,432/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,325
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,113
−HK$800/mo
Today · 4.125%
HK$26,913
baseline
▲ 0.50% · 4.625%
HK$28,551
+HK$1,638/mo
Deposit HK$1.85M · loan HK$5.55M · min. income ≈ HK$53,826/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,174
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,930
−HK$766/mo
Today · 4.125%
HK$29,696
baseline
▲ 0.50% · 4.625%
HK$31,261
+HK$1,565/mo
Deposit HK$1.85M · loan HK$5.55M · min. income ≈ HK$59,392/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,014
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,854
−HK$854/mo
Today · 4.125%
HK$28,708
baseline
▲ 0.50% · 4.625%
HK$30,454
+HK$1,746/mo
Deposit HK$1.48M · loan HK$5.92M · min. income ≈ HK$57,416/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,052
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,858
−HK$818/mo
Today · 4.125%
HK$31,676
baseline
▲ 0.50% · 4.625%
HK$33,346
+HK$1,670/mo
Deposit HK$1.48M · loan HK$5.92M · min. income ≈ HK$63,352/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,702
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,595
−HK$907/mo
Today · 4.125%
HK$30,502
baseline
▲ 0.50% · 4.625%
HK$32,358
+HK$1,856/mo
Deposit HK$1.11M · loan HK$6.29M · min. income ≈ HK$61,004/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,931
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,787
−HK$869/mo
Today · 4.125%
HK$33,656
baseline
▲ 0.50% · 4.625%
HK$35,430
+HK$1,774/mo
Deposit HK$1.11M · loan HK$6.29M · min. income ≈ HK$67,312/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,390
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,336
−HK$960/mo
Today · 4.125%
HK$32,296
baseline
▲ 0.50% · 4.625%
HK$34,261
+HK$1,965/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$64,592/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,809
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,716
−HK$919/mo
Today · 4.125%
HK$35,635
baseline
▲ 0.50% · 4.625%
HK$37,514
+HK$1,879/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$71,270/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$222,126 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).