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At today's rate and a 90% mortgage, the deposit on this unit is about HK$379K, with repayments around HK$16,539/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$379K · loan HK$3.41M · min. income ≈ HK$33,078/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A (NO. 138)
- Saleable Area
- 271 Saleable ft²
- Gross Area
- 394 ft²
- Efficiency
- 69%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-11 | HK$3.34M | −24.9% 3.4y · −7.0%/yr |
| 2020-11-02 | HK$4.45M | +21.9% 4.2y · 5.0%/yr |
| 2016-08-12 | HK$3.65M | +453.0% 14.3y · 32.0%/yr |
| 2002-05-24 | HK$660K | — |