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Crescira AVM · estimated value Medium confidence
HK$4.63M
≈ HK$12,126 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$463K, with repayments around HK$20,204/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$19,012
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,604
−HK$600/mo
Today · 4.125%
HK$20,204
baseline
▲ 0.50% · 4.625%
HK$21,434
+HK$1,230/mo

Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$40,408/mo (50% DSR)

Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,708 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Shau Kei Wan Station
≈ 3 min walk · 217 m
Education
27
schools within 1 km (9 within 500 m)
Daily convenience
27
within 1 km (16 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Shau Kei Wan Station Station.

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 27 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
16/F
Flat
C
Saleable Area
382 Saleable ft²
Gross Area
496 ft²
Efficiency
77%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2021-09-09 HK$6.40M +3.7%
3.5y · 1.0%/yr
2018-04-06 HK$6.17M +53.1%
5.1y · 10.0%/yr
2013-01-25 HK$4.03M +61.8%
2010-07-30 HK$2.49M +13.2%
2010-05-13 HK$2.20M
Data sourced from Renavon.com