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At today's rate and a 90% mortgage, the deposit on this unit is about HK$559K, with repayments around HK$24,363/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$48,726/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$125,676 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- J
- Saleable Area
- 445 Saleable ft²
- Gross Area
- 597 ft²
- Efficiency
- 75%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-17 | HK$4.98M | −34.0% 6.2y · −6.0%/yr |
| 2018-08-20 | HK$7.55M | +28.4% 3.2y · 9.0%/yr |
| 2015-05-29 | HK$5.88M | +83.8% |
| 2010-09-29 | HK$3.20M | +15.9% |
| 2010-04-09 | HK$2.76M | +40.8% |
| 2000-12-06 | HK$1.96M | — |