Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$664K, with repayments around HK$28,944/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$57,888/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,573 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Heng Fa Chuen Station Station.
Family-friendly — 14 schools within a 1 km walk.
Everyday convenience — 8 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 7
- Saleable Area
- 453 Saleable ft²
- Gross Area
- 556 ft²
- Efficiency
- 81%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-23 | HK$7.35M | +23.2% 4.5y · 5.0%/yr |
| 2016-10-18 | HK$5.97M | +59.1% 4.6y · 13.0%/yr |
| 2012-03-09 | HK$3.75M | +54.3% |
| 2009-04-24 | HK$2.43M | −39.2% |
| 1997-05-12 | HK$4.00M | +50.9% |
| 1996-07-17 | HK$2.65M | — |