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At today's rate and a 90% mortgage, the deposit on this unit is about HK$381K, with repayments around HK$16,627/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$381K · loan HK$3.43M · min. income ≈ HK$33,254/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 309 Saleable ft²
- Gross Area
- 511 ft²
- Efficiency
- 60%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-18 | HK$5.30M | +44.0% 3.5y · 12.0%/yr |
| 2016-07-21 | HK$3.68M | +56.6% 5.4y · 11.0%/yr |
| 2011-03-08 | HK$2.35M | +13.5% |
| 2010-12-03 | HK$2.07M | +7.8% |
| 1997-02-25 | HK$1.92M | +23.9% |
| 1996-12-31 | HK$1.55M | — |