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At today's rate and a 90% mortgage, the deposit on this unit is about HK$393K, with repayments around HK$17,149/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$393K · loan HK$3.54M · min. income ≈ HK$34,298/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- D
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 381 ft²
- Efficiency
- 77%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-20 | HK$4.00M | +0.0% 1.2y · 0.0%/yr |
| 2019-06-20 | HK$4.00M | +0.5% 1.9y · 1.0%/yr |
| 2017-07-19 | HK$3.98M | +20.6% 3.0y · 7.0%/yr |
| 2014-07-17 | HK$3.30M | +230.0% |
| 2007-01-17 | HK$1.00M | −16.7% |
| 2000-11-07 | HK$1.20M | — |