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At today's rate and a 90% mortgage, the deposit on this unit is about HK$357K, with repayments around HK$15,563/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$357K · loan HK$3.21M · min. income ≈ HK$31,126/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 428 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 78%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-03 | HK$3.96M | −20.8% 5.3y · −4.0%/yr |
| 2020-06-29 | HK$5.00M | +327.4% 13.5y · 24.0%/yr |
| 2006-12-28 | HK$1.17M | −6.4% |
| 2006-09-26 | HK$1.25M | +25.0% |
| 2006-09-22 | HK$1.00M | — |