▼ 0.50% · 3.625%
HK$19,461
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,066
−HK$615/mo
Today · 4.125%
HK$20,681
baseline
▲ 0.50% · 4.625%
HK$21,939
+HK$1,258/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,362/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,650
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,230
−HK$589/mo
Today · 4.125%
HK$22,819
baseline
▲ 0.50% · 4.625%
HK$24,022
+HK$1,203/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,638/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,407
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,072
−HK$677/mo
Today · 4.125%
HK$22,749
baseline
▲ 0.50% · 4.625%
HK$24,133
+HK$1,384/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,498/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,815
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,453
−HK$648/mo
Today · 4.125%
HK$25,101
baseline
▲ 0.50% · 4.625%
HK$26,424
+HK$1,323/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,202/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,353
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,079
−HK$738/mo
Today · 4.125%
HK$24,817
baseline
▲ 0.50% · 4.625%
HK$26,327
+HK$1,510/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,634/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,980
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,676
−HK$707/mo
Today · 4.125%
HK$27,383
baseline
▲ 0.50% · 4.625%
HK$28,827
+HK$1,444/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,766/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,299
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,086
−HK$799/mo
Today · 4.125%
HK$26,885
baseline
▲ 0.50% · 4.625%
HK$28,521
+HK$1,636/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,770/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,145
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,899
−HK$766/mo
Today · 4.125%
HK$29,665
baseline
▲ 0.50% · 4.625%
HK$31,229
+HK$1,564/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,330/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,245
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,092
−HK$861/mo
Today · 4.125%
HK$28,953
baseline
▲ 0.50% · 4.625%
HK$30,715
+HK$1,762/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,906/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,309
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,122
−HK$825/mo
Today · 4.125%
HK$31,947
baseline
▲ 0.50% · 4.625%
HK$33,631
+HK$1,684/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,894/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,191
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,099
−HK$922/mo
Today · 4.125%
HK$31,021
baseline
▲ 0.50% · 4.625%
HK$32,909
+HK$1,888/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,042/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,474
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,345
−HK$884/mo
Today · 4.125%
HK$34,229
baseline
▲ 0.50% · 4.625%
HK$36,033
+HK$1,804/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,458/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,137
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,105
−HK$984/mo
Today · 4.125%
HK$33,089
baseline
▲ 0.50% · 4.625%
HK$35,103
+HK$2,014/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,178/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,639
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,568
−HK$943/mo
Today · 4.125%
HK$36,511
baseline
▲ 0.50% · 4.625%
HK$38,435
+HK$1,924/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,022/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,083
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,112
−HK$1,045/mo
Today · 4.125%
HK$35,157
baseline
▲ 0.50% · 4.625%
HK$37,297
+HK$2,140/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,314/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,804
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,791
−HK$1,002/mo
Today · 4.125%
HK$38,793
baseline
▲ 0.50% · 4.625%
HK$40,838
+HK$2,045/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,586/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,029
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,119
−HK$1,107/mo
Today · 4.125%
HK$37,226
baseline
▲ 0.50% · 4.625%
HK$39,491
+HK$2,265/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,452/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,969
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,014
−HK$1,061/mo
Today · 4.125%
HK$41,075
baseline
▲ 0.50% · 4.625%
HK$43,240
+HK$2,165/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,150/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,031 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).