▼ 0.50% · 3.625%
HK$14,594
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,048
−HK$462/mo
Today · 4.125%
HK$15,510
baseline
▲ 0.50% · 4.625%
HK$16,453
+HK$943/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,020/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,236
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,672
−HK$441/mo
Today · 4.125%
HK$17,113
baseline
▲ 0.50% · 4.625%
HK$18,015
+HK$902/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,226/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,054
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,553
−HK$508/mo
Today · 4.125%
HK$17,061
baseline
▲ 0.50% · 4.625%
HK$18,099
+HK$1,038/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$34,122/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,860
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,339
−HK$486/mo
Today · 4.125%
HK$18,825
baseline
▲ 0.50% · 4.625%
HK$19,817
+HK$992/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$37,650/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,513
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,058
−HK$553/mo
Today · 4.125%
HK$18,611
baseline
▲ 0.50% · 4.625%
HK$19,744
+HK$1,133/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,222/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,483
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,006
−HK$530/mo
Today · 4.125%
HK$20,536
baseline
▲ 0.50% · 4.625%
HK$21,618
+HK$1,082/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,072/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,973
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,563
−HK$599/mo
Today · 4.125%
HK$20,162
baseline
▲ 0.50% · 4.625%
HK$21,389
+HK$1,227/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$40,324/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,107
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,673
−HK$574/mo
Today · 4.125%
HK$22,247
baseline
▲ 0.50% · 4.625%
HK$23,420
+HK$1,173/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$44,494/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,432
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,068
−HK$645/mo
Today · 4.125%
HK$21,713
baseline
▲ 0.50% · 4.625%
HK$23,035
+HK$1,322/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,426/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,730
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,340
−HK$619/mo
Today · 4.125%
HK$23,959
baseline
▲ 0.50% · 4.625%
HK$25,221
+HK$1,262/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,918/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,892
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,572
−HK$692/mo
Today · 4.125%
HK$23,264
baseline
▲ 0.50% · 4.625%
HK$24,680
+HK$1,416/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$46,528/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,354
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,007
−HK$663/mo
Today · 4.125%
HK$25,670
baseline
▲ 0.50% · 4.625%
HK$27,023
+HK$1,353/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$51,340/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,351
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,077
−HK$738/mo
Today · 4.125%
HK$24,815
baseline
▲ 0.50% · 4.625%
HK$26,325
+HK$1,510/mo
Deposit HK$1.28M · loan HK$5.12M · min. income ≈ HK$49,630/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,978
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,674
−HK$707/mo
Today · 4.125%
HK$27,381
baseline
▲ 0.50% · 4.625%
HK$28,825
+HK$1,444/mo
Deposit HK$1.28M · loan HK$5.12M · min. income ≈ HK$54,762/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,810
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,582
−HK$784/mo
Today · 4.125%
HK$26,366
baseline
▲ 0.50% · 4.625%
HK$27,971
+HK$1,605/mo
Deposit HK$960K · loan HK$5.44M · min. income ≈ HK$52,732/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,601
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,342
−HK$751/mo
Today · 4.125%
HK$29,093
baseline
▲ 0.50% · 4.625%
HK$30,626
+HK$1,533/mo
Deposit HK$960K · loan HK$5.44M · min. income ≈ HK$58,186/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,270
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,087
−HK$830/mo
Today · 4.125%
HK$27,917
baseline
▲ 0.50% · 4.625%
HK$29,616
+HK$1,699/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$55,834/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,225
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,009
−HK$795/mo
Today · 4.125%
HK$30,804
baseline
▲ 0.50% · 4.625%
HK$32,428
+HK$1,624/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$61,608/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$175,032 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).