▼ 0.50% · 3.625%
HK$15,979
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,476
−HK$505/mo
Today · 4.125%
HK$16,981
baseline
▲ 0.50% · 4.625%
HK$18,014
+HK$1,033/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,962/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,777
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,253
−HK$484/mo
Today · 4.125%
HK$18,737
baseline
▲ 0.50% · 4.625%
HK$19,725
+HK$988/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,474/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,577
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,124
−HK$555/mo
Today · 4.125%
HK$18,679
baseline
▲ 0.50% · 4.625%
HK$19,816
+HK$1,137/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,358/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,554
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,079
−HK$532/mo
Today · 4.125%
HK$20,611
baseline
▲ 0.50% · 4.625%
HK$21,697
+HK$1,086/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,222/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,175
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,771
−HK$606/mo
Today · 4.125%
HK$20,377
baseline
▲ 0.50% · 4.625%
HK$21,617
+HK$1,240/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,754/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,332
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,904
−HK$580/mo
Today · 4.125%
HK$22,484
baseline
▲ 0.50% · 4.625%
HK$23,670
+HK$1,186/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,968/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,773
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,419
−HK$656/mo
Today · 4.125%
HK$22,075
baseline
▲ 0.50% · 4.625%
HK$23,419
+HK$1,344/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,150/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,110
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,729
−HK$629/mo
Today · 4.125%
HK$24,358
baseline
▲ 0.50% · 4.625%
HK$25,642
+HK$1,284/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,716/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,371
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,067
−HK$707/mo
Today · 4.125%
HK$23,774
baseline
▲ 0.50% · 4.625%
HK$25,220
+HK$1,446/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$47,548/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,887
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,555
−HK$677/mo
Today · 4.125%
HK$26,232
baseline
▲ 0.50% · 4.625%
HK$27,615
+HK$1,383/mo
Deposit HK$2.10M · loan HK$4.91M · min. income ≈ HK$52,464/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,969
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,714
−HK$758/mo
Today · 4.125%
HK$25,472
baseline
▲ 0.50% · 4.625%
HK$27,022
+HK$1,550/mo
Deposit HK$1.75M · loan HK$5.26M · min. income ≈ HK$50,944/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,665
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,380
−HK$725/mo
Today · 4.125%
HK$28,105
baseline
▲ 0.50% · 4.625%
HK$29,587
+HK$1,482/mo
Deposit HK$1.75M · loan HK$5.26M · min. income ≈ HK$56,210/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,567
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,362
−HK$808/mo
Today · 4.125%
HK$27,170
baseline
▲ 0.50% · 4.625%
HK$28,823
+HK$1,653/mo
Deposit HK$1.40M · loan HK$5.61M · min. income ≈ HK$54,340/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,443
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,205
−HK$774/mo
Today · 4.125%
HK$29,979
baseline
▲ 0.50% · 4.625%
HK$31,559
+HK$1,580/mo
Deposit HK$1.40M · loan HK$5.61M · min. income ≈ HK$59,958/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,164
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,009
−HK$859/mo
Today · 4.125%
HK$28,868
baseline
▲ 0.50% · 4.625%
HK$30,624
+HK$1,756/mo
Deposit HK$1.05M · loan HK$5.96M · min. income ≈ HK$57,736/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,220
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,031
−HK$822/mo
Today · 4.125%
HK$31,853
baseline
▲ 0.50% · 4.625%
HK$33,532
+HK$1,679/mo
Deposit HK$1.05M · loan HK$5.96M · min. income ≈ HK$63,706/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,762
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,657
−HK$909/mo
Today · 4.125%
HK$30,566
baseline
▲ 0.50% · 4.625%
HK$32,426
+HK$1,860/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,132/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,998
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,856
−HK$871/mo
Today · 4.125%
HK$33,727
baseline
▲ 0.50% · 4.625%
HK$35,504
+HK$1,777/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$67,454/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,228 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).