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Home Central and Western District SCENIC GARDEN BLOCK 2

28/F B

in SCENIC GARDEN BLOCK 2

Central and Western District · Hong Kong Island

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Floor
5/F A 1,397 ft² 5/F B 1,224 ft² 6/F A 1,398 ft² 6/F B 1,224 ft² 7/F A 1,397 ft² 7/F B 1,224 ft² 8/F A 1,397 ft² 8/F B 1,224 ft² 9/F A 1,398 ft² 9/F B 1,224 ft² 10/F A 1,397 ft² 10/F B 1,220 ft² 11/F A 1,397 ft² 11/F B 1,224 ft² 12/F A 1,406 ft² 13/F B 1,224 ft² 15/F A 1,397 ft² 15/F B 1,224 ft² 16/F B 1,220 ft² 17/F B 1,224 ft² 18/F A 1,397 ft² 19/F A 1,397 ft² 19/F B 1,220 ft² 20/F A 1,397 ft² 21/F B 1,224 ft² 22/F A 1,397 ft² 22/F B 1,224 ft² 23/F A 1,397 ft² 23/F B 1,224 ft² 25/F A 1,397 ft² 25/F B 1,224 ft² 26/F A 1,397 ft² 27/F B 1,220 ft² 28/F A 1,397 ft² 28/F B 1,224 ft² 29/F B 1,224 ft² 30/F A 1,397 ft² 30/F B 1,224 ft² 31/F B 1,224 ft² 32/F A 1,397 ft² 32/F B 1,224 ft² 33/F A 1,091 ft² 35/F B 1,090 ft² 36/F B 1,090 ft²
Crescira AVM · estimated value ● Medium confidence
HK$26.24M
≈ HK$21,437 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.87M, with repayments around HK$89,018/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$83,765
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$86,370
−HK$2,648/mo
Today · 4.125%
HK$89,018
baseline
▲ 0.50% · 4.625%
HK$94,434
+HK$5,416/mo

Deposit HK$7.87M · loan HK$18.37M · min. income ≈ HK$178,036/mo (50% DSR)

Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$1,115,164 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

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Nearest MTR
Mass Transit Railway Sai Ying Pun Station
≈ 5 min walk · 379 m
Education
45
schools within 1 km (15 within 500 m)
Daily convenience
43
within 1 km (9 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
28/F
Flat
B
Saleable Area
1,224 Saleable ft²
Gross Area
1,534 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2005-01-11 HK$8.95M −1.4%
1998-02-24 HK$9.08M —

Other appraised units in this building

5/F A
1,397 ft²
HK$27.14M
5/F B
1,224 ft²
HK$23.52M
6/F A
1,398 ft²
HK$27.50M
6/F B
1,224 ft²
HK$23.82M
7/F A
1,397 ft²
HK$27.52M
7/F B
1,224 ft²
HK$24.05M
Data sourced from Renavon.com