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Crescira AVM · estimated value Medium confidence
HK$16.36M
≈ HK$17,973 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.91M, with repayments around HK$55,487/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$52,213
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,837
−HK$1,650/mo
Today · 4.125%
HK$55,487
baseline
▲ 0.50% · 4.625%
HK$58,863
+HK$3,376/mo

Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,974/mo (50% DSR)

Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,332 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
3
Saleable Area
910 ft²
Gross Area
1,050 ft²
Efficiency
87%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2014-12-29 HK$18.80M +46.9%
2010-05-04 HK$12.80M +96.9%
2004-04-17 HK$6.50M +34.0%
2002-05-30 HK$4.85M −16.4%
1995-12-27 HK$5.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 15 min walk · 1,143 m
Education
35
schools within 1 km (8 within 500 m)
Daily convenience
18
within 1 km (5 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com