Skip to content
Crescira AVM · estimated value Medium confidence
HK$14.04M
≈ HK$12,549 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.21M, with repayments around HK$47,639/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$44,828
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,223
−HK$1,416/mo
Today · 4.125%
HK$47,639
baseline
▲ 0.50% · 4.625%
HK$50,538
+HK$2,899/mo

Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,278/mo (50% DSR)

Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,590 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
NO. 2E
Saleable Area
1,119 ft²
Gross Area
1,400 ft²
Efficiency
80%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2015-01-27 HK$15.60M +16.6%
2010-12-03 HK$13.38M +99.1%
2006-10-20 HK$6.72M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 9 min walk · 715 m
Education
32
schools within 1 km (11 within 500 m)
Daily convenience
52
within 1 km (4 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 52 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com