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At today's rate and a 90% mortgage, the deposit on this unit is about HK$729K, with repayments around HK$31,799/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,598/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,710 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tin Hau Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- B
- Saleable Area
- 431 Saleable ft²
- Gross Area
- 625 ft²
- Efficiency
- 69%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-23 | HK$7.78M | +11.1% 3.7y · 3.0%/yr |
| 2019-01-11 | HK$7.00M | +75.0% 8.9y · 8.0%/yr |
| 2010-01-29 | HK$4.00M | +0.5% |
| 2008-04-24 | HK$3.98M | +24.4% |
| 2007-12-28 | HK$3.20M | −34.4% |
| 1997-10-08 | HK$4.88M | — |