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Crescira AVM · estimated value Medium confidence
HK$11.87M
≈ HK$15,532 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.56M, with repayments around HK$40,258/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,882
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,060
−HK$1,198/mo
Today · 4.125%
HK$40,258
baseline
▲ 0.50% · 4.625%
HK$42,707
+HK$2,449/mo

Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,516/mo (50% DSR)

Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,993 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
B
Saleable Area
764 ft²
Gross Area
998 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2004-03-23 HK$4.10M +20.6%
2003-11-25 HK$3.40M −18.5%
1999-12-03 HK$4.17M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 8 min walk · 628 m
Education
40
schools within 1 km (19 within 500 m)
Daily convenience
60
within 1 km (22 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 60 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com