Skip to content
Crescira AVM · estimated value Medium confidence
HK$7.12M
≈ HK$14,732 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$712K, with repayments around HK$31,038/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$29,206
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,115
−HK$923/mo
Today · 4.125%
HK$31,038
baseline
▲ 0.50% · 4.625%
HK$32,926
+HK$1,888/mo

Deposit HK$712K · loan HK$6.40M · min. income ≈ HK$62,076/mo (50% DSR)

Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,472 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
20/F
Flat
A
Saleable Area
483 ft²
Gross Area
702 ft²
Efficiency
69%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2018-01-30 HK$8.78M +81.0%
9.9y
2008-03-26 HK$4.85M +55.0%
2005-05-25 HK$3.13M +4.3%
1995-09-13 HK$3.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 15 min walk · 1,166 m
Education
33
schools within 1 km (8 within 500 m)
Daily convenience
15
within 1 km (5 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
40
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com