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Crescira AVM · estimated value Medium confidence
HK$85.38M
≈ HK$33,935 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$25.61M, with repayments around HK$289,655/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$272,562
−HK$17,093/mo
▼ 0.25% · 3.875%
HK$281,041
−HK$8,614/mo
Today · 4.125%
HK$289,655
baseline
▲ 0.50% · 4.625%
HK$307,279
+HK$17,624/mo

Deposit HK$25.61M · loan HK$59.77M · min. income ≈ HK$579,310/mo (50% DSR)

Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$3,628,636 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
17/F
Flat
B
Saleable Area
2,516 ft²
Gross Area
3,300 ft²
Efficiency
76%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2006-12-14 HK$27.10M −6.6%
1998-03-20 HK$29.00M +22.9%
1997-01-10 HK$23.60M +34.9%
1996-07-27 HK$17.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 19 min walk · 1,498 m
(quite far — consider other transport options)
Education
20
schools within 1 km (1 within 500 m)
Daily convenience
6
within 1 km (2 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
17
parks, libraries, sports within 1 km

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 6 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 17 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com