12/F C

Central and Western District · Hong Kong Island

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Floor

5/F A 385 ft² 5/F B 417 ft² 5/F C 417 ft² 6/F A 385 ft² 6/F B 417 ft² 6/F C 417 ft² 7/F A 385 ft² 7/F B 417 ft² 7/F C 417 ft² 8/F A 385 ft² 8/F B 417 ft² 9/F A 385 ft² 9/F B 417 ft² 9/F C 417 ft² 10/F A 385 ft² 10/F B 417 ft² 10/F C 417 ft² 11/F A 385 ft² 11/F B 417 ft² 11/F C 417 ft² 12/F B 417 ft² 12/F C 417 ft² 13/F A 385 ft² 13/F B 417 ft² 13/F C 417 ft² 15/F A 385 ft² 15/F B 417 ft² 15/F C 417 ft² 16/F A 385 ft² 16/F B 417 ft² 16/F C 417 ft² 17/F A 385 ft² 17/F C 417 ft² 18/F A 385 ft² 18/F B 417 ft² 18/F C 417 ft² 19/F A 385 ft² 19/F B 417 ft² 19/F C 417 ft² 20/F A 385 ft² 20/F B 417 ft² 20/F C 417 ft² 21/F A 384 ft² 21/F B 417 ft² 21/F C 417 ft² 22/F A 385 ft² 22/F B 417 ft² 22/F C 417 ft² 23/F A 385 ft² 23/F B 417 ft² 23/F C 417 ft² 25/F A 385 ft² 25/F B 417 ft² 25/F C 417 ft² 26/F A 385 ft² 26/F B 417 ft² 26/F C 417 ft² 27/F A 385 ft² 27/F B 417 ft² 27/F C 417 ft² 28/F A 385 ft² 28/F B 417 ft² 28/F C 417 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$7.64M

≈ HK$18,327 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$764K, with repayments around HK$33,334/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$31,367

−HK$1,967/mo

▼ 0.25% · 3.875%

HK$32,343

−HK$991/mo

Today · 4.125%

HK$33,334

baseline

▲ 0.50% · 4.625%

HK$35,363

+HK$2,029/mo

Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$66,668/mo (50% DSR)

Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,268 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 3 min walk · 164 m

Education

schools within 1 km (24 within 500 m)

Daily convenience

within 1 km (16 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 68 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: C
Saleable Area: 417 Saleable ft²
Gross Area: 641 ft²
Efficiency: 65%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-08-06	HK$8.96M	+24.4% 4.3y · 6.0%/yr	HK$21,487	HK$13,978
2016-05-10	HK$7.20M	+32.8% 5.2y · 6.0%/yr	HK$17,266	HK$11,232
2011-03-08	HK$5.42M	+39.0%	HK$12,998	HK$8,456
2007-12-10	HK$3.90M	+1292.9%	HK$9,352	HK$6,084
2005-11-04	HK$280K	−83.2%	HK$672	HK$437
2003-10-09	HK$1.67M	−48.6%	HK$4,005	HK$2,605
1996-11-15	HK$3.25M	+2.8%	HK$7,794	HK$5,070
1996-08-27	HK$3.16M	—	HK$7,578	HK$4,930

Other appraised units in this building

Data sourced from Renavon.com