▼ 0.50% · 3.625%
HK$18,368
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,939
−HK$581/mo
Today · 4.125%
HK$19,520
baseline
▲ 0.50% · 4.625%
HK$20,707
+HK$1,187/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,040/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,434
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,982
−HK$556/mo
Today · 4.125%
HK$21,538
baseline
▲ 0.50% · 4.625%
HK$22,673
+HK$1,135/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,076/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,205
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,833
−HK$639/mo
Today · 4.125%
HK$21,472
baseline
▲ 0.50% · 4.625%
HK$22,778
+HK$1,306/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$42,944/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,477
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,080
−HK$612/mo
Today · 4.125%
HK$23,692
baseline
▲ 0.50% · 4.625%
HK$24,941
+HK$1,249/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$47,384/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,041
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,727
−HK$697/mo
Today · 4.125%
HK$23,424
baseline
▲ 0.50% · 4.625%
HK$24,849
+HK$1,425/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,848/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,521
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,178
−HK$668/mo
Today · 4.125%
HK$25,846
baseline
▲ 0.50% · 4.625%
HK$27,208
+HK$1,362/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,692/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,878
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,621
−HK$754/mo
Today · 4.125%
HK$25,375
baseline
▲ 0.50% · 4.625%
HK$26,920
+HK$1,545/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,750/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,564
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,277
−HK$722/mo
Today · 4.125%
HK$27,999
baseline
▲ 0.50% · 4.625%
HK$29,475
+HK$1,476/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$55,998/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,715
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,515
−HK$812/mo
Today · 4.125%
HK$27,327
baseline
▲ 0.50% · 4.625%
HK$28,990
+HK$1,663/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,654/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,608
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,375
−HK$778/mo
Today · 4.125%
HK$30,153
baseline
▲ 0.50% · 4.625%
HK$31,743
+HK$1,590/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,306/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,552
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,409
−HK$870/mo
Today · 4.125%
HK$29,279
baseline
▲ 0.50% · 4.625%
HK$31,061
+HK$1,782/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$58,558/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,651
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,473
−HK$834/mo
Today · 4.125%
HK$32,307
baseline
▲ 0.50% · 4.625%
HK$34,010
+HK$1,703/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$64,614/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,388
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,303
−HK$928/mo
Today · 4.125%
HK$31,231
baseline
▲ 0.50% · 4.625%
HK$33,132
+HK$1,901/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,462/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,694
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,571
−HK$890/mo
Today · 4.125%
HK$34,461
baseline
▲ 0.50% · 4.625%
HK$36,277
+HK$1,816/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,922/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,225
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,197
−HK$986/mo
Today · 4.125%
HK$33,183
baseline
▲ 0.50% · 4.625%
HK$35,202
+HK$2,019/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$66,366/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,738
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,669
−HK$946/mo
Today · 4.125%
HK$36,615
baseline
▲ 0.50% · 4.625%
HK$38,545
+HK$1,930/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$73,230/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,062
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,090
−HK$1,045/mo
Today · 4.125%
HK$35,135
baseline
▲ 0.50% · 4.625%
HK$37,273
+HK$2,138/mo
Deposit HK$806K · loan HK$7.25M · min. income ≈ HK$70,270/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,781
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,768
−HK$1,000/mo
Today · 4.125%
HK$38,768
baseline
▲ 0.50% · 4.625%
HK$40,812
+HK$2,044/mo
Deposit HK$806K · loan HK$7.25M · min. income ≈ HK$77,536/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,655 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).