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Home Central and Western District Visalia Garden

8/F B

in Visalia Garden

Central and Western District · Hong Kong Island

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Floor
4/F B 1,724 ft² 5/F A 1,848 ft² 5/F B 1,848 ft² 6/F A 1,848 ft² 6/F B 1,848 ft² 7/F B 1,848 ft² 8/F A 1,848 ft² 8/F B 1,848 ft² 9/F A 1,848 ft² 9/F B 1,848 ft² 10/F A 1,848 ft² 10/F B 1,848 ft² 11/F B 1,848 ft² 13/F A 1,848 ft² 13/F B 1,848 ft² 14/F B 1,848 ft² 15/F A 1,848 ft² 16/F A 1,848 ft² 16/F B 1,848 ft² 17/F A 1,848 ft² 17/F B 1,848 ft² 18/F A 1,848 ft² 18/F B 1,848 ft² 19/F A 1,848 ft² 19/F B 1,848 ft² 20/F B 1,848 ft² 22/F A 1,848 ft² 22/F B 1,848 ft² 23/F B 1,848 ft² 24/F A 1,848 ft² 24/F B 1,848 ft² 25/F A 1,848 ft² 26/F A 1,848 ft² 27/F A 1,848 ft² 27/F B 1,848 ft² 30/F A 1,848 ft² 30/F B 1,848 ft² 31/F A 1,848 ft² 31/F B 1,848 ft² 32/F A 1,848 ft² 32/F B 1,848 ft² 33/F A 1,513 ft² 33/F B 1,513 ft² 34/F A 1,116 ft² 34/F B 1,116 ft²
Crescira AVM · estimated value ● Medium confidence
HK$53.60M
≈ HK$29,006 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.08M, with repayments around HK$181,849/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$171,118
−HK$10,731/mo
▼ 0.25% · 3.875%
HK$176,441
−HK$5,408/mo
Today · 4.125%
HK$181,849
baseline
▲ 0.50% · 4.625%
HK$192,914
+HK$11,065/mo

Deposit HK$16.08M · loan HK$37.52M · min. income ≈ HK$363,698/mo (50% DSR)

Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$2,278,102 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 10 min walk · 721 m
Education
14
schools within 1 km (3 within 500 m)
Daily convenience
36
within 1 km (2 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 36 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
8/F
Flat
B
Saleable Area
1,848 Saleable ft²
Gross Area
2,195 ft²
Efficiency
84%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1999-08-02 HK$11.80M +0.0%
1999-02-23 HK$11.80M −11.3%
1998-12-29 HK$13.30M —

Other appraised units in this building

4/F B
1,724 ft²
HK$46.57M
5/F A
1,848 ft²
HK$52.29M
5/F B
1,848 ft²
HK$52.17M
6/F A
1,848 ft²
HK$53.10M
6/F B
1,848 ft²
HK$53.07M
7/F B
1,848 ft²
HK$52.98M
Data sourced from Renavon.com