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At today's rate and a 90% mortgage, the deposit on this unit is about HK$632K, with repayments around HK$27,557/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$632K · loan HK$5.69M · min. income ≈ HK$55,114/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$166,779 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 7 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- B
- Saleable Area
- 374 Saleable ft²
- Gross Area
- 651 ft²
- Efficiency
- 57%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-03 | HK$7.15M | +15.7% 3.2y · 5.0%/yr |
| 2018-01-11 | HK$6.18M | +3.2% 3.0y · 1.0%/yr |
| 2015-01-02 | HK$5.99M | +27.4% |
| 2011-03-24 | HK$4.70M | +33.1% |
| 2008-04-28 | HK$3.53M | +17.7% |
| 2007-11-30 | HK$3.00M | +14.5% |
| 2005-09-14 | HK$2.62M | −37.3% |
| 1997-08-23 | HK$4.18M | +19.4% |
| 1997-05-24 | HK$3.50M | — |