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Crescira AVM · estimated value ● Medium confidence
HK$24.76M
≈ HK$20,364 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.43M, with repayments around HK$84,007/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$79,050
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,509
−HK$2,498/mo
Today · 4.125%
HK$84,007
baseline
▲ 0.50% · 4.625%
HK$89,119
+HK$5,112/mo

Deposit HK$7.43M · loan HK$17.33M · min. income ≈ HK$168,014/mo (50% DSR)

Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,052,398 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
A
Saleable Area
1,216 ft²
Gross Area
1,622 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2024-07-26 HK$22.00M +64.2%
27.1y
1997-09-11 HK$13.40M +37.7%
1.0y
1996-07-10 HK$9.73M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 5 min walk · 387 m
Education
48
schools within 1 km (17 within 500 m)
Daily convenience
45
within 1 km (9 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
69
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 69 parks, libraries and sports venues nearby.

Location

Other appraised units in this building