▼ 0.50% · 3.625%
HK$4,710
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,857
−HK$149/mo
Today · 4.125%
HK$5,006
baseline
▲ 0.50% · 4.625%
HK$5,310
+HK$304/mo
Deposit HK$1.03M · loan HK$1.03M · min. income ≈ HK$10,012/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,240
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,381
−HK$142/mo
Today · 4.125%
HK$5,523
baseline
▲ 0.50% · 4.625%
HK$5,815
+HK$292/mo
Deposit HK$1.03M · loan HK$1.03M · min. income ≈ HK$11,046/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,182
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,343
−HK$163/mo
Today · 4.125%
HK$5,506
baseline
▲ 0.50% · 4.625%
HK$5,842
+HK$336/mo
Deposit HK$930K · loan HK$1.14M · min. income ≈ HK$11,012/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,764
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,919
−HK$157/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,396
+HK$320/mo
Deposit HK$930K · loan HK$1.14M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,653
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,828
−HK$179/mo
Today · 4.125%
HK$6,007
baseline
▲ 0.50% · 4.625%
HK$6,373
+HK$366/mo
Deposit HK$826K · loan HK$1.24M · min. income ≈ HK$12,014/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,288
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,457
−HK$171/mo
Today · 4.125%
HK$6,628
baseline
▲ 0.50% · 4.625%
HK$6,978
+HK$350/mo
Deposit HK$826K · loan HK$1.24M · min. income ≈ HK$13,256/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,124
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,314
−HK$194/mo
Today · 4.125%
HK$6,508
baseline
▲ 0.50% · 4.625%
HK$6,904
+HK$396/mo
Deposit HK$723K · loan HK$1.34M · min. income ≈ HK$13,016/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,812
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,995
−HK$186/mo
Today · 4.125%
HK$7,181
baseline
▲ 0.50% · 4.625%
HK$7,559
+HK$378/mo
Deposit HK$723K · loan HK$1.34M · min. income ≈ HK$14,362/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,595
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,800
−HK$208/mo
Today · 4.125%
HK$7,008
baseline
▲ 0.50% · 4.625%
HK$7,435
+HK$427/mo
Deposit HK$620K · loan HK$1.45M · min. income ≈ HK$14,016/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,337
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,533
−HK$200/mo
Today · 4.125%
HK$7,733
baseline
▲ 0.50% · 4.625%
HK$8,141
+HK$408/mo
Deposit HK$620K · loan HK$1.45M · min. income ≈ HK$15,466/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,066
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,286
−HK$223/mo
Today · 4.125%
HK$7,509
baseline
▲ 0.50% · 4.625%
HK$7,966
+HK$457/mo
Deposit HK$516K · loan HK$1.55M · min. income ≈ HK$15,018/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,861
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,071
−HK$214/mo
Today · 4.125%
HK$8,285
baseline
▲ 0.50% · 4.625%
HK$8,722
+HK$437/mo
Deposit HK$516K · loan HK$1.55M · min. income ≈ HK$16,570/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,537
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,771
−HK$238/mo
Today · 4.125%
HK$8,009
baseline
▲ 0.50% · 4.625%
HK$8,497
+HK$488/mo
Deposit HK$413K · loan HK$1.65M · min. income ≈ HK$16,018/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,385
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,609
−HK$229/mo
Today · 4.125%
HK$8,838
baseline
▲ 0.50% · 4.625%
HK$9,303
+HK$465/mo
Deposit HK$413K · loan HK$1.65M · min. income ≈ HK$17,676/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,008
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,257
−HK$253/mo
Today · 4.125%
HK$8,510
baseline
▲ 0.50% · 4.625%
HK$9,028
+HK$518/mo
Deposit HK$310K · loan HK$1.76M · min. income ≈ HK$17,020/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,909
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,148
−HK$242/mo
Today · 4.125%
HK$9,390
baseline
▲ 0.50% · 4.625%
HK$9,885
+HK$495/mo
Deposit HK$310K · loan HK$1.76M · min. income ≈ HK$18,780/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,479
−HK$532/mo
▼ 0.25% · 3.875%
HK$8,743
−HK$268/mo
Today · 4.125%
HK$9,011
baseline
▲ 0.50% · 4.625%
HK$9,559
+HK$548/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$18,022/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,433
−HK$509/mo
▼ 0.25% · 3.875%
HK$9,686
−HK$256/mo
Today · 4.125%
HK$9,942
baseline
▲ 0.50% · 4.625%
HK$10,466
+HK$524/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$19,884/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).