Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$32.30M
≈ HK$17,327 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.69M, with repayments around HK$109,571/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$103,105
−HK$6,466/mo
▼ 0.25% · 3.875%
HK$106,312
−HK$3,259/mo
Today · 4.125%
HK$109,571
baseline
▲ 0.50% · 4.625%
HK$116,238
+HK$6,667/mo

Deposit HK$9.69M · loan HK$22.61M · min. income ≈ HK$219,142/mo (50% DSR)

Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,641 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
104號
Saleable Area
1,864 ft²
Gross Area
2,300 ft²
Efficiency
81%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2008-10-10 HK$26.00M +9.2%
1.0y
2007-10-31 HK$23.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 8 min walk · 606 m
Education
13
schools within 1 km (5 within 500 m)
Daily convenience
27
within 1 km (2 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 27 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building