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Crescira AVM · estimated value Medium confidence
HK$15.62M
≈ HK$12,858 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.69M, with repayments around HK$53,000/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$49,872
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,424
−HK$1,576/mo
Today · 4.125%
HK$53,000
baseline
▲ 0.50% · 4.625%
HK$56,225
+HK$3,225/mo

Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,000/mo (50% DSR)

Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,840 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sheung Wan Station
≈ 8 min walk · 617 m
Education
43
schools within 1 km (20 within 500 m)
Daily convenience
56
within 1 km (15 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
4/F
Flat
A
Saleable Area
1,215 Saleable ft²
Gross Area
1,427 ft²
Efficiency
85%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1999-02-09 HK$4.49M
Data sourced from Renavon.com