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Crescira AVM · estimated value Medium confidence
HK$48.10M
≈ HK$22,508 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.43M, with repayments around HK$163,183/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$153,554
−HK$9,629/mo
▼ 0.25% · 3.875%
HK$158,330
−HK$4,853/mo
Today · 4.125%
HK$163,183
baseline
▲ 0.50% · 4.625%
HK$173,112
+HK$9,929/mo

Deposit HK$14.43M · loan HK$33.67M · min. income ≈ HK$326,366/mo (50% DSR)

Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$2,044,269 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
B
Saleable Area
2,137 ft²
Gross Area
2,325 ft²
Efficiency
92%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2020-12-29 HK$42.00M +32.1%
8.2y
2012-10-10 HK$31.80M +139.1%
2005-09-29 HK$13.30M +22.2%
2004-04-08 HK$10.88M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 9 min walk · 662 m
Education
32
schools within 1 km (13 within 500 m)
Daily convenience
55
within 1 km (12 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 55 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com