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Crescira AVM · estimated value Medium confidence
HK$51.75M
≈ HK$22,403 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.53M, with repayments around HK$175,566/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$165,206
−HK$10,360/mo
▼ 0.25% · 3.875%
HK$170,345
−HK$5,221/mo
Today · 4.125%
HK$175,566
baseline
▲ 0.50% · 4.625%
HK$186,249
+HK$10,683/mo

Deposit HK$15.53M · loan HK$36.23M · min. income ≈ HK$351,132/mo (50% DSR)

Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$2,199,397 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
B
Saleable Area
2,310 ft²
Gross Area
2,500 ft²
Efficiency
92%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2016-11-17 HK$43.80M +9.6%
4.0y · 2.0%/yr
2012-11-19 HK$39.98M +116.1%
2007-08-07 HK$18.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 11 min walk · 876 m
Education
39
schools within 1 km (12 within 500 m)
Daily convenience
53
within 1 km (5 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 53 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com