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Crescira AVM · estimated value Medium confidence
HK$21.12M
≈ HK$16,245 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.34M, with repayments around HK$71,644/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$67,417
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,514
−HK$2,130/mo
Today · 4.125%
HK$71,644
baseline
▲ 0.50% · 4.625%
HK$76,004
+HK$4,360/mo

Deposit HK$6.34M · loan HK$14.78M · min. income ≈ HK$143,288/mo (50% DSR)

Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,810 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
D
Saleable Area
1,300 ft²
Gross Area
1,500 ft²
Efficiency
87%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-05-27 HK$38.30M +4.9%
3.1y · 2.0%/yr
2018-05-03 HK$36.50M +498.4%
14.8y
2003-07-29 HK$6.10M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 11 min walk · 803 m
Education
40
schools within 1 km (17 within 500 m)
Daily convenience
59
within 1 km (6 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com