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Crescira AVM · estimated value ● Medium confidence
HK$30.69M
≈ HK$19,801 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.21M, with repayments around HK$104,122/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$97,978
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$101,026
−HK$3,096/mo
Today · 4.125%
HK$104,122
baseline
▲ 0.50% · 4.625%
HK$110,458
+HK$6,336/mo

Deposit HK$9.21M · loan HK$21.48M · min. income ≈ HK$208,244/mo (50% DSR)

Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,388 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
A
Saleable Area
1,550 ft²
Gross Area
1,800 ft²
Efficiency
86%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2019-05-15 HK$37.38M +121.2%
11.4y
2007-12-06 HK$16.90M +91.0%
3.6y
2004-05-17 HK$8.85M −26.2%
6.9y
1997-07-10 HK$11.99M +0.1%
0.3y
1997-03-03 HK$11.98M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 11 min walk · 803 m
Education
40
schools within 1 km (17 within 500 m)
Daily convenience
59
within 1 km (6 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building