20/F H

Central and Western District · Hong Kong Island

Switch unit

Floor

1/F 39號 1/F 60號 2/F A 783 ft² 2/F NO.129 2/F B 781 ft² 2/F C 781 ft² 2/F D 783 ft² 2/F E 661 ft² 2/F F 626 ft² 2/F G 626 ft² 2/F H 661 ft² 2/F 107號 3/F A 783 ft² 3/F B 781 ft² 3/F C 781 ft² 3/F D 783 ft² 3/F E 661 ft² 3/F F 627 ft² 3/F G 626 ft² 3/F H 661 ft² 3/F 161號 4/F A 783 ft² 4/F B 775 ft² 4/F C 781 ft² 4/F D 783 ft² 4/F E 661 ft² 4/F F 627 ft² 4/F G 626 ft² 4/F H 661 ft² 4/F 204號 4/F 217號 5/F A 783 ft² 5/F B 775 ft² 5/F C 781 ft² 5/F D 783 ft² 5/F E 661 ft² 5/F F 626 ft² 5/F G 626 ft² 5/F H 661 ft² 6/F A 783 ft² 6/F B 781 ft² 6/F C 775 ft² 6/F D 783 ft² 6/F E 667 ft² 6/F F 626 ft² 6/F G 627 ft² 6/F H 661 ft² 7/F A 783 ft² 7/F B 775 ft² 7/F C 775 ft² 7/F D 783 ft² 7/F E 661 ft² 7/F F 626 ft² 7/F G 627 ft² 7/F H 667 ft² 8/F A 783 ft² 8/F B 781 ft² 8/F C 775 ft² 8/F D 783 ft² 8/F E 661 ft² 8/F F 626 ft² 8/F G 626 ft² 8/F H 661 ft² 9/F A 783 ft² 9/F B 781 ft² 9/F C 781 ft² 9/F D 783 ft² 9/F E 661 ft² 9/F F 627 ft² 9/F G 627 ft² 9/F H 661 ft² 11/F G 626 ft² 11/F A 783 ft² 11/F B 781 ft² 11/F C 781 ft² 11/F D 783 ft² 11/F E 661 ft² 11/F F 626 ft² 11/F H 661 ft² 12/F A 783 ft² 12/F B 781 ft² 12/F C 775 ft² 12/F D 783 ft² 12/F E 667 ft² 12/F F 626 ft² 12/F G 627 ft² 12/F H 667 ft² 13/F A 783 ft² 13/F B 781 ft² 13/F C 775 ft² 13/F D 783 ft² 13/F E 667 ft² 13/F F 626 ft² 13/F G 626 ft² 13/F H 667 ft² 14/F B 781 ft² 14/F A 783 ft² 14/F C 775 ft² 14/F D 783 ft² 14/F E 661 ft² 14/F F 627 ft² 14/F G 626 ft² 14/F H 667 ft² 15/F B 781 ft² 15/F A 783 ft² 15/F C 781 ft² 15/F D 783 ft² 15/F E 667 ft² 15/F F 626 ft² 15/F G 626 ft² 15/F H 661 ft² 16/F A 783 ft² 16/F B 781 ft² 16/F C 781 ft² 16/F D 783 ft² 16/F E 661 ft² 16/F F 626 ft² 16/F G 627 ft² 16/F H 667 ft² 17/F A 783 ft² 17/F B 775 ft² 17/F C 781 ft² 17/F D 783 ft² 17/F E 661 ft² 17/F F 627 ft² 17/F G 627 ft² 17/F H 667 ft² 18/F A 783 ft² 18/F B 781 ft² 18/F C 775 ft² 18/F D 783 ft² 18/F E 661 ft² 18/F F 626 ft² 18/F G 626 ft² 18/F H 661 ft² 19/F A 783 ft² 19/F B 781 ft² 19/F C 781 ft² 19/F D 783 ft² 19/F E 667 ft² 19/F F 626 ft² 19/F G 626 ft² 19/F H 661 ft² 20/F A 783 ft² 20/F B 781 ft² 20/F C 781 ft² 20/F D 783 ft² 20/F E 661 ft² 20/F F 626 ft² 20/F G 627 ft² 20/F H 661 ft² 21/F E 661 ft² 21/F A 783 ft² 21/F B 781 ft² 21/F C 781 ft² 21/F D 783 ft² 21/F F 626 ft² 21/F G 626 ft² 21/F H 661 ft² 22/F A 783 ft² 22/F B 781 ft² 22/F C 781 ft² 22/F D 783 ft² 22/F E 661 ft² 22/F F 627 ft² 22/F G 627 ft² 22/F H 661 ft² 23/F A 783 ft² 23/F B 781 ft² 23/F C 781 ft² 23/F D 783 ft² 23/F E 661 ft² 23/F F 626 ft² 23/F G 626 ft² 23/F H 661 ft² 24/F A 783 ft² 24/F B 781 ft² 24/F C 775 ft² 24/F D 783 ft² 24/F E 661 ft² 24/F F 626 ft² 24/F G 626 ft² 24/F H 661 ft² 25/F A 783 ft² 25/F B 781 ft² 25/F C 781 ft² 25/F D 783 ft² 25/F E 667 ft² 25/F F 626 ft² 25/F G 626 ft² 25/F H 661 ft² 26/F A 783 ft² 26/F B 781 ft² 26/F C 781 ft² 26/F D 783 ft² 26/F E 661 ft² 26/F F 626 ft² 26/F G 626 ft² 26/F H 661 ft² 27/F A 783 ft² 27/F B 781 ft² 27/F C 775 ft² 27/F D 783 ft² 27/F E 661 ft² 27/F F 626 ft² 27/F G 626 ft² 27/F H 667 ft² 28/F A 783 ft² 28/F B 781 ft² 28/F C 781 ft² 28/F D 783 ft² 28/F E 661 ft² 28/F F 626 ft² 28/F G 627 ft² 28/F H 661 ft² 29/F A 783 ft² 29/F B 781 ft² 29/F C 781 ft² 29/F D 783 ft² 29/F E 661 ft² 29/F F 626 ft² 29/F G 626 ft² 29/F H 661 ft² 30/F A 783 ft² 30/F B 775 ft² 30/F C 781 ft² 30/F D 783 ft² 30/F E 661 ft² 30/F F 626 ft² 30/F G 626 ft² 30/F H 661 ft² 31/F A 783 ft² 31/F B 781 ft² 31/F C 781 ft² 31/F D 783 ft² 31/F E 661 ft² 31/F F 627 ft² 31/F G 626 ft² 31/F H 661 ft² 32/F A 783 ft² 32/F B 781 ft² 32/F C 781 ft² 32/F D 783 ft² 32/F E 661 ft² 32/F F 626 ft² 32/F G 626 ft² 32/F H 661 ft² 33/F A 783 ft² 33/F B 781 ft² 33/F C 781 ft² 33/F D 783 ft² 33/F E 661 ft² 33/F F 626 ft² 33/F G 626 ft² 33/F H 661 ft² 34/F A 783 ft² 34/F B 781 ft² 34/F C 781 ft² 34/F D 783 ft² 34/F E 661 ft² 34/F F 627 ft² 34/F G 626 ft² 34/F H 661 ft² 35/F A 783 ft² 35/F B 781 ft² 35/F C 781 ft² 35/F D 783 ft² 35/F E 661 ft² 35/F F 626 ft² 35/F G 626 ft² 35/F H 661 ft² 36/F D 1,136 ft² 36/F A 1,136 ft² 36/F B 1,138 ft² 36/F C 1,138 ft² 36/F E 990 ft² 36/F F 957 ft² 36/F G 957 ft² 36/F H 990 ft²

Crescira AVM · estimated value ● Medium confidence

HK$13.26M

≈ HK$20,057 / ft² saleable · updated 2026-09-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.98M, with repayments around HK$44,977/mo for the first 5 years.

Open full planner →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$42,323

−HK$2,654/mo

▼ 0.25% · 3.875%

HK$43,640

−HK$1,337/mo

Today · 4.125%

HK$44,977

baseline

▲ 0.50% · 4.625%

HK$47,714

+HK$2,737/mo

Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,954/mo (50% DSR)

Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$497,161 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 20/F
Flat: H
Saleable Area: 661 ft²
Gross Area: 843 ft²
Efficiency: 78%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2002-02-06	HK$3.43M	−31.2% 5.9y	HK$5,189	HK$4,069
1996-03-14	HK$4.99M	—	HK$7,543	HK$5,915

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Sai Ying Pun

≈ 3 min walk · 229 m

Education

schools within 1 km (26 within 500 m)

Daily convenience

within 1 km (14 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building