4/F B

Central and Western District · Hong Kong Island

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Floor

1/F A 746 ft² 1/F B 622 ft² 1/F C 855 ft² 1/F D 646 ft² 2/F A 805 ft² 2/F B 883 ft² 2/F C 883 ft² 2/F D 805 ft² 3/F A 805 ft² 3/F B 883 ft² 3/F C 883 ft² 3/F D 805 ft² 4/F A 805 ft² 4/F B 883 ft² 4/F C 883 ft² 4/F D 805 ft² 5/F A 805 ft² 5/F B 883 ft² 5/F C 883 ft² 5/F D 773 ft² 6/F A 805 ft² 6/F B 883 ft² 6/F C 883 ft² 6/F D 805 ft² 7/F A 805 ft² 7/F B 883 ft² 7/F C 883 ft² 7/F D 805 ft² 8/F A 805 ft² 8/F B 883 ft² 8/F C 883 ft² 8/F D 805 ft² 9/F A 805 ft² 9/F B 883 ft² 9/F C 883 ft² 9/F D 805 ft² 10/F A 805 ft² 10/F B 883 ft² 10/F C 883 ft² 10/F D 805 ft² 11/F A 805 ft² 11/F B 883 ft² 11/F C 883 ft² 11/F D 805 ft² 12/F A 805 ft² 12/F B 883 ft² 12/F C 883 ft² 12/F D 805 ft² 13/F A 805 ft² 13/F B 883 ft² 13/F C 883 ft² 13/F D 805 ft² 14/F A 805 ft² 14/F B 883 ft² 14/F C 883 ft² 14/F D 805 ft² 15/F A 805 ft² 15/F B 883 ft² 15/F C 883 ft² 15/F D 805 ft² 16/F A 805 ft² 16/F B 883 ft² 16/F C 883 ft² 16/F D 805 ft² 17/F A 805 ft² 17/F B 883 ft² 17/F D 805 ft² 17/F C 883 ft² 18/F A 805 ft² 18/F B 883 ft² 18/F C 883 ft² 18/F D 805 ft² 19/F A 805 ft² 19/F B 883 ft² 19/F C 883 ft² 19/F D 805 ft² 20/F A 805 ft² 20/F B 883 ft² 20/F C 883 ft² 20/F D 805 ft² 21/F A 805 ft² 21/F B 883 ft² 21/F C 883 ft² 21/F D 805 ft² 22/F A 805 ft² 22/F B 883 ft² 22/F C 883 ft² 22/F D 805 ft² 23/F A 805 ft² 23/F B 883 ft² 23/F C 883 ft² 23/F D 805 ft² 24/F A 805 ft² 24/F B 844 ft² 24/F C 844 ft² 24/F D 805 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$15.16M

≈ HK$17,166 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.55M, with repayments around HK$51,422/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$48,388

−HK$3,034/mo

▼ 0.25% · 3.875%

HK$49,893

−HK$1,529/mo

Today · 4.125%

HK$51,422

baseline

▲ 0.50% · 4.625%

HK$54,551

+HK$3,129/mo

Deposit HK$4.55M · loan HK$10.61M · min. income ≈ HK$102,844/mo (50% DSR)

Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,404 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 6 min walk · 439 m

Education

schools within 1 km (13 within 500 m)

Daily convenience

within 1 km (7 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 4/F
Flat: B
Saleable Area: 883 Saleable ft²
Gross Area: 1,113 ft²
Efficiency: 79%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-11-07	HK$13.30M	+1.7% 3.1y · 1.0%/yr	HK$15,062	HK$11,950
2022-10-14	HK$13.08M	−18.0% 3.2y · −6.0%/yr	HK$14,813	HK$11,752
2019-07-26	HK$15.96M	+35.3% 7.0y · 5.0%/yr	HK$18,075	HK$14,340
2012-08-09	HK$11.80M	+74.3%	HK$13,364	HK$10,602
1996-08-07	HK$6.77M	—	HK$7,667	HK$6,083

Other appraised units in this building

Data sourced from Renavon.com