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Crescira AVM · estimated value Medium confidence
HK$11.81M
≈ HK$15,162 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.54M, with repayments around HK$40,069/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,705
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,877
−HK$1,192/mo
Today · 4.125%
HK$40,069
baseline
▲ 0.50% · 4.625%
HK$42,507
+HK$2,438/mo

Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$80,138/mo (50% DSR)

Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$442,910 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
A
Saleable Area
779 ft²
Gross Area
861 ft²
Efficiency
90%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2018-07-17 HK$15.00M +72.4%
6.4y
2012-02-29 HK$8.70M +228.3%
2003-12-03 HK$2.65M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 10 min walk · 743 m
Education
33
schools within 1 km (13 within 500 m)
Daily convenience
57
within 1 km (8 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com