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Crescira AVM · estimated value ● Medium confidence
HK$11.52M
≈ HK$18,088 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.46M, with repayments around HK$39,090/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$36,783
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,927
−HK$1,163/mo
Today · 4.125%
HK$39,090
baseline
▲ 0.50% · 4.625%
HK$41,468
+HK$2,378/mo

Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,180/mo (50% DSR)

Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,084 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
B
Saleable Area
637 ft²
Gross Area
861 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2006-04-12 HK$4.40M +9.0%
7.2y
1999-01-27 HK$4.04M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 9 min walk · 654 m
Education
40
schools within 1 km (19 within 500 m)
Daily convenience
59
within 1 km (19 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building