Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$35.79M
≈ HK$25,492 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.74M, with repayments around HK$121,424/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$114,259
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$117,813
−HK$3,611/mo
Today · 4.125%
HK$121,424
baseline
▲ 0.50% · 4.625%
HK$128,812
+HK$7,388/mo

Deposit HK$10.74M · loan HK$25.05M · min. income ≈ HK$242,848/mo (50% DSR)

Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,521,136 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
28/F
Flat
C
Saleable Area
1,404 ft²
Gross Area
1,732 ft²
Efficiency
81%
District
Central and Western District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2005-12-12 HK$12.08M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 6 min walk · 475 m
Education
26
schools within 1 km (10 within 500 m)
Daily convenience
44
within 1 km (15 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Wan Chai Station (a rail station within an 8-min walk earns this label).

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building